Unit Trust Questions

Before applying you should read the simplified prospectus for the fund you’re planning to invest in – and our information for investors.

To open a Unit Trust Account with a lump sum, complete our online application form. To open a Unit Trust Account with monthly savings this is offered separately for you to print and complete.

Alternatively, you can apply by phone on 0808 005 5555. Lines are open 8.00am to 8.00pm Monday to Friday, 9.00am to 5.00pm on Saturday. Calls may be recorded.

No. Our Unit trust funds are operated by expert professionals who are closely monitored by our Investment Committee.

At Marks & Spencer Money, we believe that customers wish to make up their own minds about our products, so we do not offer advice – but to help you make an informed choice, we provide factual information. Call our Investor Helpline on 0808 005 5555. Lines are open weekdays 8am-8pm, Saturdays 9am-5pm. Calls may be recorded. If you do want financial advice you should consult an Independent Financial Advisor.

At 8am on Monday to Friday, new unit prices will be calculated for the funds. This is called the Valuation Point.

Instructions to buy units online received before 8pm Monday to Friday or 5pm Saturday, which are successfully processed will receive the next 8am buying price. This is called forward pricing.

Monthly direct debit payments will usually be claimed on the 4th day of each month - or the next business day if the 4th is not a business day. Units will be bought at the buying price on this day.

You can make a deposit via Debit Card. We accept Maestro, Visa Debit or Solo cards, which must be in your name and have enough cleared funds in the account.

Please note that we will only be deemed to be in receipt of your subscription when payment has been authorised by your debit card issuer. For online debit card payments received between 8am - 6pm Monday to Friday and 9am - 1pm on Saturdays the authorisation process will be completed immediately on receipt of your application. Outside these hours it may not be possible to carry out the debit card authorisation process immediately. This could delay the opening of your Unit Trust account until the next business day, with units being purchased for your Unit Trust at the next 8am Valuation Point following the opening of your Unit Trust account.