Stocks & Shares ISA

• Invest up to £7,200 each tax year - or up to £10,200 if you will be aged 50 or over on 5 April 2010 (less any amount subscribed to a Cash ISA)
• Low minimum investment – start with as little as £100
• A choice of 5 M&S Unit Trusts including UK, global and ethical funds
• Easy to open – online, over the phone or by post
• Make regular payments – invest from £25 a month
• Withdraw money anytime – no notice period or exit fees

Please remember that the value of your investment can fall as well as rise and you could get back less than the amount originally invested.

Investments in our Unit Trust funds should be considered as a medium to long term commitment, e.g. at least 5-10 years.

Tax efficient investments

Invest up to £7,200 a year in an M&S Stocks & Shares ISA – or up to £10,200 if you will be aged 50 or over on 5 April 2010 - and any returns are tax efficient. You can invest online with just £100. And you decide which funds you invest in.

The value of the tax benefits described depends on individual circumstances. The tax treatment of ISAs could change in the future.

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