Everyday Savings Account Questions

Anyone who is 16 or over who is a UK resident.

No, we do not allow joint holders for our Everyday Savings Account.

You can open an account online today, or open by phone on 0808 001 3131. Lines are open 8am-9pm Monday to Friday and 8am-7pm Saturday and 9am-6pm Sunday. Calls may be recorded.

Please refer to our Savings Rates page for current interest rates.

Interest is calculated daily on the cleared balance of your account and paid to your account monthly.

You can save from £1 up to any amount. Maximum deposit is £1 million.

You can pay money into your savings account by cheque, debit card, standing order or BACS transfer:

Cheque - All cheques paid into the Account must be made payable to you. You should write your name, address, sort code and account number on the reverse of the cheque and send it to us at:
M&S Everyday Savings Account
Marks and Spencer Money
Kings Meadow
Chester
CH99 9FB

Or you can pay in a cheque at one of our 110+ M&S Bureaux de Change.

Debit cards - We accept any debit card with the Maestro, Visa Debit, Visa Electron or Solo symbol. Please call us on 0845 900 0900 with your debit card details. Calls may be recorded.

Standing order or BACS Transfers - You will need to set up these payment methods directly with your bank.

You can telephone us on 0845 900 0900, to make a withdrawal. Withdrawals will be paid to your linked bank or building society account. You can withdraw your money as often as you like and without charge. Calls may be recorded.

You can run your Account over the phone by calling us on 0845 900 0900, or if you prefer you can write to us at: Marks and Spencer Money, Kings Meadow, Chester CH99 9LZ. Calls may be recorded.

Whichever way is convenient for you, you will be able to check your balance, your payment history and how much interest you have earned. You can also make payments and withdrawals and update your details.

Plus we send you a full statement of your account each year.