M&S Cash ISA

Take advantage of your tax free Cash ISA allowance

M&S Advantage Cash ISA option – 2.25% AER

Cash ISA

  • Save up to £3,600 each tax year - or £5,100 if you will be 50 or over on 5 April 2010
  • Choose a fixed or variable rate – or split your tax free savings
  • Advantage Cash ISA option offering a variable rate of 2.50% tax free/2.25% AER which includes a 1% bonus until 21 July 2010, then reverting to our standard variable rate (currently 1.50% AER/tax free)
  • Alternatively earn up to 4.00% tax free/AER with our fixed rates for 1, 2 or 3 years
  • Unlimited transfers – move money from other providers’ Cash ISAs

Take advantage of your tax free Cash ISA allowance

Choose a fixed or variable rate, or divide your tax free savings between the two.

Tax treatment depends on individual circumstances and may be subject to change in the future.

*AER is the Annual Equivalent Rate and illustrates what the rate of interest would be if interest was paid and compounded on an annual basis. Tax free means the rate of interest where interest is exempt from income tax. Interest will be credited to your account annually. Variable interest rate correct as at 05/11/2009.

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Existing M&S ISA Customers

Don’t forget - you can top-up your M&S Cash ISA online anytime.

Top-up your Cash ISA here

View and compare all M&S savings rates

Rates for our current savings products and those no longer available

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New ISA Limits

If you will be 50 or over on 5 April 2010, you can now save up to £5,100 in a Cash ISA per tax year.

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