Cash ISA Application

What you should know before you apply

Are you eligible?

To apply for a Cash ISA you have to be a UK resident aged 16 or over.

Can you top up?

If you held a balance in the variable rate M&S Cash ISA before 22nd January 2009 (the Tracker Cash ISA option), please contact us on 0800 028 28 24 to top up, as it is not possible to top-up online. Calls may be recorded. You can top up into the Advantage Cash ISA option online - as long as you have made a deposit in the current or previous tax year.

How much can you save?

You can save up to £3,600 per tax year in a Cash ISA – or up to £5,100 if you will be aged 50 or over on 5 April 2010 (effective from 6 October 2009). Find out more about the changes to Cash ISA limits.

What you’ll be asked for

• Your contact details - your address should be the same as you use for your debit card
• Your email address
• Your bank or building society details
• Your debit card details to make a deposit, with enough cleared funds in the account
• We may ask you for proof of identity and/or bank details for verification at a later stage.

What you should read

Before you start, you need to read (and agree to) our M&S Cash ISA Terms and Conditions and M&S Cash ISA Key Features, and the Fixed Rate Savings Issue 9 (Cash ISA) Terms and Conditions – see Important Documents section opposite.

Monthly payments and transfers

Want to set up a monthly payment into your M&S Cash ISA? Or transfer your savings from a Cash ISA with another provider? You need to download an application form or transfer form, complete it and send it to us by post.

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