M&S Cash ISA

Cash ISA Application

It only takes a few minutes to apply for an M&S Cash ISA online, or top up an existing Cash ISA.

If you will be aged 50 or over on 5 April 2010 you can subscribe up to your new Cash ISA allowance of £5,100 using our online forms. Please read the What you should know before you apply section below for further information.

Start your application

Existing M&S Cash ISA Customer?

You can top up an existing M&S Cash ISA if you’ve saved in the current or previous tax year. Otherwise you should start a new application.

Top up your ISA

What you should know before you apply

Are you eligible?

To apply for a Cash ISA you have to be a UK resident aged 16 or over.

Can you top up?

If you held a balance in the variable rate M&S Cash ISA before 22nd January 2009 (the Tracker Cash ISA option), please contact us on 0800 028 28 24 to top up, as it is not possible to top-up online. Calls may be recorded. You can top up into the Advantage Cash ISA option online - as long as you have made a deposit in the current or previous tax year.

How much can you save?

You can save up to £3,600 per tax year in a Cash ISA – or up to £5,100 if you will be aged 50 or over on 5 April 2010 (effective from 6 October 2009). Find out more about the changes to Cash ISA limits.

What you’ll be asked for

  • Your contact details - your address should be the same as you use for your debit card
  • Your email address
  • Your bank or building society details
  • Your debit card details to make a deposit, with enough cleared funds in the account
  • We may ask you for proof of identity and/or bank details for verification at a later stage.

What you should read

Before you start, you need to read (and agree to) our M&S Cash ISA Terms and Conditions and M&S Cash ISA Key Features, and the Fixed Rate Savings Issue 9 (Cash ISA) Terms and Conditions – see Important Documents section opposite.

Monthly payments and transfers

Want to set up a monthly payment into your M&S Cash ISA? Or transfer your savings from a Cash ISA with another provider? You need to download an application form or transfer form, complete it and send it to us by post.

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Need help?

Read our Guidance notes for completing an application.

Take a look at our Cash ISA FAQs, or call us on 0808 002 2222

Lines are open:
Monday to Friday 8am-8pm
Saturday 9am-5pm

Your Savings Questions

Find out how M&S look after your money

Read more

Existing M&S ISA Customers

Don’t forget - you can top-up your M&S Cash ISA online anytime.

Top-up your Cash ISA here

View and compare all M&S savings rates

Rates for our current savings products and those no longer available

View Savings Rates

New ISA Limits

If you will be 50 or over on 5 April 2010, you can now save up to £5,100 in a Cash ISA per tax year.

Find out more