M&S Rewards
Collect points that let you treat yourself in store
Giving you a bit more M&S
As an M&S Cardholder you get points every time you shop with your M&S Credit Card – whether you're paying for the weekly shop, dinner with friends or to fill up the car with fuel. Apply today – representative 15.9% APR variable. You also get points when you use your M&S Chargecard to shop at M&S – in store and online.
Use our Rewards calculator to see how quickly your points can add up when you use your M&S Card.
How M&S Rewards work
Our Rewards scheme couldn't be simpler. The more you use your M&S Card, the quicker your points add up. Then we convert your points into Reward vouchers – which you can spend on anything you like at M&S.
Collecting points
You'll collect points whenever you pay with your M&S Card. And you'll also get the chance to boost your points total with extra bonus points.
3 times more rewarding
Exclusively available to M&S Credit Cardholders, Premium Club gives you the opportunity to experience the highlights of M&S every day. Enjoy triple points on everything you buy at M&S - in store and online when you use your M&S Credit Card.
Membership of M&S Premium Club is just £15 a month for a minimum of 12 months.
Apply for an M&S Credit Card
or call 0800 997 996
Collect bonus points today
These are just some of our current bonus point offers.
Buy M&S Car Insurance – earn 1,000 bonus points
Buy M&S Home Insurance – earn 1,000 bonus points
M&S Premium Club
Membership includes triple points on your M&S shopping in store and online.
Checking your points
Register for My Money Accounts and keep an eye on your points total online.
Activate your card
Before you shop with your new M&S Card, activate it online – it’s quick and easy.
Ask Hannah
Have a question about M&S Money’s products and services?
Just ask Hannah, our online virtual assistant.
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