M&S Rewards
Collect points that let you treat yourself instore
Giving you a bit more M&S
As an M&S Cardholder you get points every time you shop with your M&S Credit Card – whether you're paying for the weekly shop, dinner with friends or to fill up the car with fuel. Apply today – typical 15.9% APR (variable). You also get points when you use your M&S Chargecard to shop at M&S – instore and online.
Use our Rewards calculator to see how quickly your points can add up when you use your M&S card.
How M&S Rewards work
Our Rewards scheme couldn't be simpler. The more you use your M&S card, the quicker your points add up. Then we convert your points into Reward vouchers – which you can spend on anything you like at M&S.
Collecting points
You'll collect points whenever you pay with your M&S card. And you'll also get the chance to boost your points total with extra bonus points.
Treat yourself to the things you love
Fine wine, linen or lingerie? How will you treat yourself with your M&S Reward vouchers?
Please be aware that M&S Points cannot be earned on cash advances, balance transfers, interest charges, Marks & Spencer Travel Money, foreign exchange purchases or other items we decide not to include in the programme at our absolute discretion.
Apply for an M&S Credit Card
or call 0800 997 996
Collect bonus points today
These are just some of our current bonus point offers.
Buy M&S Car Insurance – earn 1,000 bonus points
Buy M&S Home Insurance – earn 1,000 bonus points
