M&S Rewards

Collect points that let you treat yourself instore

Giving you a bit more M&S

As an M&S Cardholder you get points every time you shop with your M&S Credit Card – whether you’re paying for the weekly shop, dinner with friends or to fill up the car with fuel. Apply today - typical 15.9% APR (variable). You also get points when you use your M&S Chargecard to shop at M&S – instore and online.

Use our Rewards calculator to see how quickly your points can add up when you use your M&S card.

How M&S Rewards work

Our Rewards scheme couldn’t be simpler. The more you use your M&S card, the quicker your points add up. Then we convert your points into Reward vouchers – which you can spend on anything you like at M&S.

Find out more

Collecting points

You’ll collect points whenever you pay with your M&S card. And you’ll also get the chance to boost your points total with extra bonus points.

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Treat yourself to the things you love

Fine wine, linen or lingerie? How will you treat yourself with your M&S Reward vouchers?

Rewards

Apply for an M&S Credit Card

Apply now

or call 0800 997 996

What Rewards could you earn?

Slide the markers to see how much you’ll receive each year in reward vouchers when you use your M&S card

Annual Voucher Total

Collect bonus points today

These are just some of our current bonus point offers.

Buy M&S Car Insurance – earn 1,000 bonus points

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Buy M&S Home Insurance – earn 1,000 bonus points

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M&S Premium Club

Membership includes triple points on your M&S shopping instore and online.

Find out how to join

Checking your points

Register for My Money Accounts and keep an eye on your points total online.

How to register

Get another M&S Card

You'll collect even more points if you get another card for your partner to use (as long as you live at the same address).

Call us on 0845 900 0900.

M&S Insurance

As an M&S Cardholder you can earn combined rewards worth up to £50 when you buy M&S Insurance.

View the Insurance range