Join today to enjoy the highlights

M&S Premium Club is exclusively for M&S Credit Cardholders. If you don't already have an M&S Card you can apply for one below. Representative 15.9% APR variable.

As part of your application, you'll automatically be asked if you want to join M&S Premium Club.

What you should know before you join

• All the exclusive highlights of M&S Premium Club are just £15 a month for a minimum of 12 months
• You must be the main credit cardholder to become a member
• You will need your M&S Credit Card number to apply
• Worldwide multi-trip family travel insurance is only available to members under 80 years of age.
• M&S Premium Club Travel Insurance gives cover for some existing medical conditions, providing you and your family comply with the important conditions relating to health. Otherwise, existing medical conditions are not covered at all - even though you will still benefit from the remainder of the travel insurance cover.
• Ensure you read the important conditions relating to health
• Ensure you read (and agree to) our terms and conditions, travel insurance policy booklet and travel insurance policy summary.

Existing M&S Credit Cardholders

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If you don't already have an M&S Credit Card

More about the M&S Credit Card