M&S Premium Club

Join M&S Premium Club

It only takes a few minutes to join M&S Premium Club online. Before you start your application, please look at the What you should know before you join section below. To join M&S Premium Club you must be an M&S Credit Card holder, if you don’t already have an M&S Credit Card you can apply for a card and M&S Premium Club at the same time. Please be aware that you must be the main cardholder to join.

You can get all the exclusive benefits of M&S Premium Club for just £10 a month, for an initial 12 months.

Existing M&S Card holders

Join M&S Premium Club Now

If you don’t already have an M&S Credit Card

More about the M&S Credit Card

What you should know before you join

Are you eligible?

To join M&S Premium Club you must be an M&S Credit Card holder. If you don’t already have an M&S Card you can apply for one here (you will be asked if you would like to join M&S Premium Club as part of the Card application). Worldwide Multi-trip Family Travel Insurance is only available to those under 80 years of age.

What you’ll be asked for

  • Your name
  • Your M&S Card number
  • An email address
  • Your postcode
  • Your date of birth

Terms and conditions

Before you start your application, you need to read (and agree to) our terms and conditions, travel insurance policy booklet and travel insurance policy summary.

If you do have an existing medical condition not detailed in the policy booklet please call 0845 900 0900 to join M&S Premium Club.

M&S Premium Club Travel Insurance is underwritten by AXA Insurance UK plc. Terms, conditions, exclusions and limitations apply.

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