M&S Personal Loans

Personal Loan Payment Protection

When borrowing with an M&S Personal Loan you should consider your ability to maintain the monthly repayments. M&S Money does not currently sell Payment Protection Insurance to cover your repayments in the event of unemployment, accident or sickness. However, there are products in the market that will do this and insurers who sell this cover.

Customers who already have a policy with M&S can still claim – please call us on 0845 900 0900 or contact us online for a claim form. Calls may be recorded.

You can find useful information on the Financial Services Authority website including information about Payment Protection Insurance.

Loan calculators

Use our calculators to see how much you can afford to borrow.

Personal loan calculator

Car Buying Plan calculator

Existing customers

Need to top up your loan?

Call us on 0800 363 400 and we'll be happy to help. Calls may be recorded.

Payment Protection Insurance

When borrowing money you should consider your ability to maintain the monthly repayments.

Find out more

Managing your money

If you're feeling the pinch, read our advice on organising your finances.

Find out more