Personal Loans from a name you can trust

Cashback reduces our 8.9% APR typical to an equivalent rate of 8.1% p.a based on a £7,500 loan over 36 months.
Once you've made your last repayment you'll receive 10% of the total interest paid back as a cashback lump sum. The offer will not apply if you choose to repay early or your loan is terminated by us.
Whatever your plans, you can make them happen with a personal loan from M&S. Apply online and get a decision right away.
To apply for an M&S Personal Loan you have to be a UK resident aged 30 or over or a home-owner. You must also be either an existing M&S Credit Cardholder or Chargecard holder. If you have an existing M&S Personal Loan or Car Buying Plan please call 0800 363 400.
or call 0800 363 400
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