Personal Loans from a name you can trust
Personal Loans
- 10% Interest Cashback on loans with 60 repayments or less. Hurry! Offer ends 6 September 2010
- Great rate of 8.9% APR typical on loans between £7,500 and £15,000
- Fixed monthly repayments, so you know where you stand
- Repayment holiday – defer repayments for the first 3 months
- Quick decision – applying online is quick and easy
- Repayment terms from 1 to 7 years
- No hidden costs – no arrangement or set-up fees
10% Interest Cashback
Cashback reduces our 8.9% APR typical to an equivalent rate of 8.1% p.a based on a £7,500 loan over 36 months.
Once you've made your last repayment you'll receive 10% of the total interest paid back as a cashback lump sum. The offer will not apply if you choose to repay early or your loan is terminated by us.
We've made borrowing simple
Whatever your plans, you can make them happen with a personal loan from M&S. Apply online and get a decision right away.
To apply for an M&S Personal Loan you have to be a UK resident aged 30 or over or a home-owner. You must also be either an existing M&S Credit Cardholder or Chargecard holder. If you have an existing M&S Personal Loan or Car Buying Plan please call 0800 363 400.
Apply for M&S Personal Loan
or call 0800 363 400
Important documents
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