Loans
Put your plans into action with a loan or car buying plan from M&S and enjoy a great rate of just 6.0% APR representative when you borrow between £7,500 and £15,000 over 12 to 60 months.
M&S Personal Loan
Personal Loans from a name you can trust
- Borrow from £1,000 to £25,000 for whatever you want
- Affordable monthly repayments fixed for the life of the loan
- Easy to apply apply online or by phone
- Representative 6.0% APR on loans between £7,500 and £15,000 over 12 to 60 months
To apply for an M&S Personal Loan you have to be a UK resident aged 30 or over or a homeowner.
M&S Car Buying Plan
Get more car for your money and keep your monthly payments low
- Borrow from £2,500 to £25,000 for a car, boat, motorbike or caravan
- Reduce monthly payments by deferring up to 60% of your loan
- Easy to apply apply online or by phone
- Representative 6.0% APR on Car Buying Plans between £7,500 and £15,000 over 12 to 60 months
To apply for an M&S Car Buying Plan you have to be a UK resident aged 30 or over or a homeowner.
Loan calculators
Use our calculators to see how much you can afford to borrow.
Existing customers
Need to top up your loan?
Call us on 0800 363 400 and we'll be happy to help. Calls may be recorded.
Payment Protection Insurance
When borrowing money you should consider your ability to maintain the monthly repayments.
Ask Hannah
Have a question about M&S Moneys products and services?
Just ask Hannah, our online virtual assistant.
Ask