Wedding Insurance Questions

As soon as you make any bookings or pay any deposits towards your wedding. However, we do not accept applications more than 2 years or less than 14 days before the date of your wedding. If you do take out insurance more than a year before the date of your wedding you should review your cover on a regular basis and let us know if your requirements change.

If you have to cancel your wedding, we will pay for any expenses you are unable to recover. The limits depend on which tier of cover you have chosen. If you are not sure which tier would be best for you, call us on 0800 316 5985 for assistance.

We will pay for any expenses you are not able to recover if you have to cancel the wedding or reception, or re-arrange with another venue up to the limits for the tier you have chosen.

We will pay for cancellation or re-arrangement costs when a member of the wedding party is affected, except when you are aware of any circumstances which might cause the cancellation of the wedding or reception, such as receiving hospital in-patient treatment or having received a terminal prognosis at the time of applying for cover.

We will pay for a replacement dress or dress hire charges.

We will pay for the loss or damage by any cause to the wedding presents or wedding rings, during a period of 7 days prior to the wedding and 24 hours following the reception. We also cover wedding cakes and flowers in the same way.

Yes it does, and if you want we can replace them with Marks & Spencer vouchers.

We will pay up to the limit shown in the Policy Summary to retake the wedding photographs or video due to non-development of the original film or negatives. This extends to non-appearance for any reason of the professional photographer booked.

We will pay for any expenses you are not able to recover and additional costs in arranging equivalent services following the bankruptcy or liquidation of any supplier booked to supply any wedding service.

We will pay deposits you are not able to recover, plus any additional costs in arranging equivalent transport, provided there was a written contract with the original company.

We pay up to £20,000 for any accidental loss or damage to the marquee caused by you or your guests. Please note, marquee cover only applies to cover in Tiers 2, 3 and 4, subject to payment of an additional premium.

We will pay up to £2,500,000 towards your legal liability in such an event.

We will provide you with written confirmation to show the venue that you are covered for your legal liabilities to third parties up to a limit of £2,500,000.

We can cover your wedding but our policy does not give any cover if you are delayed travelling back into the UK and miss the ceremony. If you wish to cover your wedding please apply on the phone by calling us on 0800 316 5985.

Call our dedicated claims line on 0800 316 5979.

Yes, we insure civil partnerships in exactly the same way as other marriage ceremonies.