Wedding Insurance Premiums

M&S Wedding Insurance provides four levels of cover – choose the one that gives you enough protection.

Cover	Tier 1	Tier 2	Tier 3	Tier 4
Premium (Inc. IPT at 5%)	£59.00	£99.00	£154.00	£189.00
Cancellation or Curtailment	£5,000	£8,000	£12,500	£17,500
Re-arrangement	Up to 75% of the cost of the original service
Wedding Attire	£2,500	£3,500	£4,000	£5,000
Presents	£2,500	£3,000	£4,000	£5,000
Rings	£2,500	£2,500	£3,500	£3,500
Cake	£2,500	£2,750	£3,000	£3,250
Flowers	£2,250	£2,500	£2,750	£3,000
Photographs and Video	£2,000	£2,250	£2,500	£3,000
Failure of suppliers	£2,000	£2,000	£3,500	£5,000
Transport	£2,250	£2,500	£2,750	£3,000
Wedding documents	£500	£500	£500	£500
Legal Expenses	£10,000 for disputes relating to contracts
Public Liability	£2,500,000	£2,500,000	£2,500,000	£2,500,000
Stress Counselling	Yes	Yes	Yes	Yes
Optional Cover Loss or damage to marquees	Not Available	£20,000	£20,000	£20,000
Additional premium for marquee cover (Inc. IPT at 5%)	Not Available	£70.00	£70.00	£70.00

Need higher cover limits?

If our Level 4 cover limits aren’t high enough, you can set your own. To find out more about bespoke wedding insurance from M&S, call us on 0800 316 5985.