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Standard Cover Travel Insurance
A Standard policy covers you for the essentials.
Compare Premier and Standard cover
| Cover Benefits | Premier cover (Up to) | Standard cover (Up to) |
|---|---|---|
| Medical expenses | £10 million | £5 million |
| Cancellation or curtailment | £6,000 | choice £500/£3,000 |
| Personal accident | £50,000 | £10,000 subject to age |
| Personal liability | £2 million | £2 million |
| Overseas legal expenses | £50,000 | £25,000 |
| Independent Traveller (optional on single trip cover) | £6,000 | Optional - choice £500/£3,000 |
| Baggage (optional) | £2,500 | choice £500/£1,500 |
| Golf Clubs (optional if baggage cover taken) | £1,000 | £500 |
| Winter sports (optional) | £750 for equipment and £50 per day for piste closure (up to a max of £500) | £300 for equipment and £25 per day for piste closure (up to a max of £150) |
| Wedding/Civil Partnership (optional) | £1,500 per person for wedding/civil partnership clothes and £1,000 per couple for gifts | Not available |
| Maximum trip duration - Annual multi-trip | 45 days | 17 days |
| Maximum trip duration - Single Trip | 183 days | 24 days |
| Age limit - Annual multi-trip | 80 (75 if travelling to the USA, Canada or Caribbean Islands) | 80 (75 if travelling to the USA, Canada or Caribbean Islands) |
| Age limit - Single Trip | No limit (80 if travelling to USA, Canada or Caribbean Islands) | No limit (80 if travelling to USA, Canada or Caribbean Islands) |
| Personal Travel Assistant | Included | Not included |
| Online medical screening | Available | Not included |
Apply for M&S Travel Insurance
or call 0800 068 3918
Important documents
M&S Travel Insurance Policy Booklet - Premier Cover
M&S Travel Insurance Policy Booklet - Standard Cover
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