Premier Cover Travel Insurance

With Premier, the cover limits for medical expenses, cancellation and curtailment are much higher – and your trips abroad can be significantly longer. Making it the best option if you’re off to the States or planning an expensive holiday. Or if you just want to feel confident that you’ve got enough cover, whatever happens while you’re away.

Compare Premier and Standard cover

Cover Benefits	Premier cover (Up to)	Standard cover (Up to)
Medical expenses	£10 million	£5 million
Cancellation or curtailment	£6,000	choice £500/£3,000
Personal accident	£50,000	£10,000 subject to age
Personal liability	£2 million	£2 million
Overseas legal expenses	£50,000	£25,000
Independent Traveller (optional on single trip cover)	£6,000	Optional - choice £500/£3,000
Baggage (optional)	£2,500	choice £500/£1,500
Golf Clubs (optional if baggage cover taken)	£1,000	£500
Winter sports (optional)	£750 for equipment and £50 per day for piste closure (up to a max of £500)	£300 for equipment and £25 per day for piste closure (up to a max of £150)
Wedding/Civil Partnership (optional)	£1,500 per person for wedding/civil partnership clothes and £1,000 per couple for gifts	Not available
Maximum trip duration - Annual multi-trip	45 days	17 days
Maximum trip duration - Single Trip	183 days	24 days
Age limit - Annual multi-trip	80 (75 if travelling to the USA, Canada or Caribbean Islands)	80 (75 if travelling to the USA, Canada or Caribbean Islands)
Age limit - Single Trip	No limit (80 if travelling to USA, Canada or Caribbean Islands)	No limit (80 if travelling to USA, Canada or Caribbean Islands)
Personal Travel Assistant	Included	Not included
Online medical screening	Available	Not included