Standard Cover Pet Insurance

With Standard cover your premium will be less than Premier, but it doesn't mean you love your pet any less. A Standard policy includes all the essentials. The main difference is that the annual limits for vet fees and other costs are lower, there is a limit for each separate illness or injury claim and your pet isn't covered if you take them abroad.

Compare Premier and Standard cover

Benefits	Premier Cover Up To	Standard Cover Up To
Veterinary fees for illness and injury (inclusive of *)	£7,000 a year	£4,000 a year
* Vet fees – cover per illness or injury	No limit	£1,000
* Vet fees – treat a behavioural disorder	£250	Not Covered
* Vet fees – prescription food	£200	Not Covered
* Vet fees – complementary treatments	£1,000	Not Covered
* Vet fees – Euthanasia / cremation / burial	£100	Not covered
Advertising for missing pet	£1,250	£600
Reward	£750	£600
Theft or straying	£1,500	£600
Emergency boarding or daily minding	£70 per week up to a maximum of £750	£60 per week up to a maximum of £600
Death from injury	£1,500	£600
Death from illness (up to age 9)	£1,500	£600
Third party liability (dogs only)	£2,000,000	£1,000,000
Holiday cancellation	£3,000	Not covered
Quarantine costs	£2,000	Not covered
Loss of pet passport	£250	Not covered
Repeat tick and worming treatment	£500	Not covered
Emergency expenses abroad	£2,000 emergency vet treatment + £500 other costs	Not covered
Damage to kennel and bedding	£100	Not covered
Failure of spaying	£250	Not covered