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If you take your pet abroad, Premier cover gives you up to £2,000 for emergency treatment while you're away. It's also a great choice if you're worried about the cost of vet fees – the higher limits give you plenty of cover, whether your pet's a pedigree, or just a much-loved member of the family.
| Benefits | Premier Cover Up To | Standard Cover Up To |
|---|---|---|
| Veterinary fees for illness and injury (inclusive of *) | £7,000 a year | £4,000 a year |
| * Vet fees – cover per illness or injury | No limit | £1,000 |
| * Vet fees – treat a behavioural disorder | £250 | Not Covered |
| * Vet fees – prescription food | £200 | Not Covered |
| * Vet fees – complementary treatments | £1,000 | Not Covered |
| * Vet fees – Euthanasia / cremation / burial | £100 | Not covered |
| Advertising for missing pet | £1,250 | £600 |
| Reward | £750 | £600 |
| Theft or straying | £1,500 | £600 |
| Emergency boarding or daily minding | £70 per week up to a maximum of £750 | £60 per week up to a maximum of £600 |
| Death from injury | £1,500 | £600 |
| Death from illness (up to age 9) | £1,500 | £600 |
| Third party liability (dogs only) | £2,000,000 | £1,000,000 |
| Holiday cancellation | £3,000 | Not covered |
| Quarantine costs | £2,000 | Not covered |
| Loss of pet passport | £250 | Not covered |
| Repeat tick and worming treatment | £500 | Not covered |
| Emergency expenses abroad | £2,000 emergency vet treatment + £500 other costs | Not covered |
| Damage to kennel and bedding | £100 | Not covered |
| Failure of spaying | £250 | Not covered |
M&S Pet Insurance Policy Booklet
M&S Pet Insurance Policy Summary
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