Home Insurance Quote

What you should know before you apply

What you’ll be asked for

• The name and date of birth of all applicants
• An email address
• Your address and postcode
• The type of property, what it’s built of and when it was built
• Details of any claims you, or anyone living with you, have made in the last 6 years (including dates and the amount and type of damage)
• A description and the value of any items in your home worth £4,000 or more

What you need to confirm

Your home…

• is your main residence and is occupied solely by you and your family
• has not been flooded and is not in an area that has suffered from flooding
• has a roof that is not flat for more than half its area
• is normally occupied at night, and is not left unoccupied for more than 30 consecutive days
• is in a good state of repair
• is not used for business purposes, apart from clerical, and any business callers are by appointment, with fewer than 10 per week
• was built after 1800
• does not have more than 5 bedrooms
• is not listed or subject to a preservation order

You and anyone living with you…

• have never been declared bankrupt or been subject to bankruptcy proceedings
• have not been cautioned or convicted for any offence other than a motoring offence
• have no prosecutions pending (any convictions spent under the Rehabilitation of Offenders Act need not be disclosed)
• are not employed in the following trades – jewellery, goldsmithing, diamond dealing, money lending, market/street trading
• have not been refused insurance, had a policy withdrawn or had special terms applied by an insurer

Important

Before you start your quote, you need to read our Home Insurance Policy Summary and Important Information about Home Insurance.

If you provide incorrect or incomplete information in your application, we may not be able to deal with any claim and your policy may be cancelled.

The 20% online discount is only available to new customers and is subject to minimum premiums. Only one discount is available per policy.

Terms, conditions, exclusions and limitations apply. M&S Home Insurance is underwritten and administered by AXA Insurance UK plc

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