Insurance

Defaqto Award Winning Insurance

You’ll notice the Defaqto 5 Star Rating logos next to some of the insurance products on our site. Wherever possible we try to use this independent third party rating system to help you decide which level of cover is suitable for your needs. Wherever you see the 5 Star Rating logo you can rest assured that the policy offers a wider range of benefits when compared with most other policies.

About Defaqto

Defaqto provides timely and accurate financial information to all layers of the financial sector including product providers, advisers, aggregator sites, financial authorities and of course, direct to consumers.

About Star Ratings

Defaqto Star Ratings are an assessment of the quality of individual products, based on a series of scoring bands. The boundaries of Defaqto Star Rating bands have been set by Defaqto’s team of experts using their extensive knowledge of products in the market, the relative worth of each feature to the customer, and current and future market developments.

What kind of products are Star Rated by Defaqto?

Defaqto rates a wide range of personal financial products including general insurance products such as home, travel, pet, and motor, critical illness, PPI (Payment Protection Insurance), banking products such as credit cards, pensions and investments.

What does a Defaqto Star Rating mean?

When you see a Defaqto 5 Star Rating logo, you can be sure that the product offers a wide range of benefits compared with most policies, rather than just being better in one or two elements of cover.

The following products have all been rated 5 Star by Defaqto:

M&S Home Insurance Premier Cover

M&S Car Insurance Premier Cover

M&S Pet Insurance Premier Cover

M&S Travel Insurance Premier Cover

Five-star cover

Look out for our 5 Star Rated Insurance Products.

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Independent Traveller

If you book your flights & accommodation separately then your travel insurance may not give you adequate cover.

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Breakdown Cover

M&S Car Insurance includes at home assistance, roadside recovery and onward travel assistance.

Breakdown Cover

Rewards

Earn M&S points whenever you go shopping and spend them at M&S.

Find out about M&S Rewards