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You can keep the cost of your car insurance down by choosing Standard cover. Vehicle UK Breakdown Cover and Motor Legal Protection can be added to your policy as optional extras, if you’re thinking of adding both, it would cost less to upgrade to Premier cover. Keycare is not available with Standard cover.
| Cover Benefits | Premier cover | Standard cover |
|---|---|---|
| Breakdown Cover | Included – Personal UK & European | Optional – Vehicle UK only |
| Motor Legal Protection | Included | Optional |
| Hire car – up to 14 days | Included | Optional – Included if Motor Legal Protection taken out |
| Courtesy car – subject to availability | Included | Included |
| Green card – European Union travel | Unlimited trips up to 90 days | Unlimited trips up to 90 days |
| Keycare | Included | Not available |
| Loss, theft, damage and destruction of vehicle | Included | Included |
| Loss or damage to personal property in vehicle | Included | Included |
| Personal accident cover – up to £10,000 | Included | Included |
| Windscreen cover - £75 excess | Included | Included |
| Approved Repairs Guaranteed for 3 years | Included | Included |
| 24 hour claims service | Included | Included |