M&S Car Insurance

Standard Car Insurance

You can keep the cost of your car insurance down by choosing Standard cover. Vehicle UK Breakdown Cover and Motor Legal Protection can be added to your policy as optional extras, if you’re thinking of adding both, it would cost less to upgrade to Premier cover. Keycare is not available with Standard cover.

Compare Premier and Standard comprehensive cover

Cover BenefitsPremier coverStandard cover
Breakdown CoverIncluded – Personal UK & EuropeanOptional – Vehicle UK only
Motor Legal ProtectionIncludedOptional
Hire car – up to 14 daysIncludedOptional – Included if Motor Legal Protection taken out
Courtesy car – subject to availabilityIncludedIncluded
Green card – European Union travelUnlimited trips up to 90 daysUnlimited trips up to 90 days
KeycareIncludedNot available
Loss, theft, damage and destruction of vehicleIncludedIncluded
Loss or damage to personal property in vehicleIncludedIncluded
Personal accident cover – up to £10,000IncludedIncluded
Windscreen cover - £75 excessIncludedIncluded
Approved Repairs Guaranteed for 3 yearsIncludedIncluded
24 hour claims serviceIncludedIncluded

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Five-star cover

M&S Car Insurance Premier cover has been Five Star Rated by Defaqto, an independent research company.

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