Premier Car Insurance

Our Premier cover is a Five Star package that combines car insurance with:

Personal UK and European RAC Breakdown Cover which covers you, even if you're only a passenger in another car, worth £148*
Hire car for up to 14 days
Up to £100,000 Motor Legal Protection to help you claim for uninsured losses (if you’re involved in an accident that’s not your fault), worth £20*
Keycare worth £26*, covering lost or stolen keys up to £1,000

*Cover provided by RAC for M&S customers and not available directly from RAC.co.uk. The cost of identical cover on Greenflag.co.uk is £148.05, Keycare purchased directly from Keycare at £26.25, MLP price of £20.84 based on average price on Defaqto for 109 insurers offering MLP. All prices obtained 31st July 2009.

Compare Premier and Standard comprehensive cover

Cover Benefits	Premier cover	Standard cover
Breakdown Cover	Included – Personal UK & European	Optional – Vehicle UK only
Motor Legal Protection	Included	Optional
Hire car – up to 14 days	Included	Optional – Included if Motor Legal Protection taken out
Courtesy car – subject to availability	Included	Included
Green card – European Union travel	Unlimited trips up to 90 days	Unlimited trips up to 90 days
Keycare	Included	Not available
Loss, theft, damage and destruction of vehicle	Included	Included
Loss or damage to personal property in vehicle	Included	Included
Personal accident cover – up to £10,000	Included	Included
Windscreen cover - £75 excess	Included	Included
Approved Repairs Guaranteed for 3 years	Included	Included
24 hour claims service	Included	Included