Cards

Choose a more rewarding way to pay. With our cards you'll earn points whenever you shop – to treat yourself to your favourite things at M&S

Credit Card

M&S Credit Card

The credit card that gives you a bit more M&S

  • 15 months’ shopping with no interest to pay
  • Earn M&S points every time you shop
  • Up to 55 days’ interest-free credit – when you pay your balance in full and on time each month
  • Representative 15.9% APR variable.

Apply now

More information

M&S Premium Club

The exclusive way for M&S Credit Cardholders to enjoy more of the good things in M&S.

  • Triple M&S points – on all your M&S shopping
  • Travel Insurance – Worldwide multi-trip family cover
  • Hot drinks – when you visit the M&S Café
  • Join M&S Premium Club by 30 June 2012 and we'll enter you into our prize draw to win a paradise island holiday plus £1,000 to spend. No purchase necessary. Prize draw rules apply
  • Exclusive to M&S Credit Cardholders at £15 per month for a minimum of 12 months.

More information

M&S Credit Card – find out more
Win an exclusive holiday when you join M&S Premium Club – find out more

M&S Premium Club

Membership includes triple points on your M&S shopping in store and online.

Find out how to join

Be Card Smart

Simple advice on how to stay safe when shopping online.

Be Card Smart website

Activate your card

Before you shop with your new M&S Card, activate it online – it’s quick and easy.

Find out more

image of Hannah

Ask Hannah

Have a question about M&S Money’s products and services?

Just ask Hannah, our online virtual assistant.

Ask