Cards

Choose a more rewarding way to pay. With our cards you’ll earn points whenever you shop – to treat yourself to your favourite things at M&S.

Credit Card

M&S Credit Card

The award winning credit card that gives you a bit more M&S

  • M&S Rewards – get points every time you shop with your card
  • 0% interest – on card purchases for 10 months
  • 0% on balance transfers for 6 months – only 2.9% transfer fee, minimum £5 (within 6 months of account opening)
  • Typical 15.9% APR variable – why pay more?

Apply now

More information

M&S Premium Club

The exclusive way for M&S Credit Cardholders to enjoy more of the good things in M&S – all for just £10 per month, for an initial 12 months.

  • Triple M&S points – on all your M&S shopping
  • Travel Insurance – Worldwide multi-trip family cover
  • Drinks – when you visit the M&S Cafe
  • Join this Christmas - for the chance to win a dream holiday worth £7,500

More information

Chargecard

A store card that makes shopping at M&S easier – and much more rewarding

  • Typical 23.9% APR variable

Apply now

More information

Join Premium Club this Christmas for the chance to win a dream holiday worth £7,500

M&S Premium Club

Membership includes triple points on your M&S shopping instore and online.

Find out how to join

Be Card Smart

Simple advice on how to stay safe when shopping online

Be Card Smart website

Victim of card fraud?

If you spot suspicious activity on your card account, call us immediately on 0845 900 0900

Rewards

Earn M&S points whenever you go shopping and spend them at M&S.

Find out about M&S Rewards