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When borrowing on your M&S Credit Card you should consider your ability to maintain the monthly repayments. M&S Money does not currently sell Payment Protection Insurance to cover your repayments in the event of unemployment, accident or sickness. However, there are products in the market that will do this and insurers who sell this cover.
You can find useful information on the Financial Services Authority website including information about Payment Protection Insurance.
or call 0800 997 996
M&S Credit Card Terms & Conditions
M&S Premium Club Terms & Conditions
M&S Premium Club Travel Insurance policy booklet
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