The Credit Card that gives you a bit more M&S
M&S Credit Card
- M&S Rewards – collect points that let you treat yourself instore
- 0% interest on all shopping for 10 months from account opening
- 0% on balance transfers for 6 months and only 2.9% transfer fee, minimum £5 (within 6 months of account opening)
- Typical 15.9% APR variable
- Save up to 8% off thousands of holidays with our exclusive Travel Club
- Buy M&S Travel Money with no cash advance or foreign exchange fees
- 24 hour account access – online or by phone
- M&S Credit cardholders can join our exclusive M&S Premium Club for only £10 a month for an initial 12 month period
Get even more from your credit card
From the weekly shop to a weekend away, your M&S Credit Card covers it all. And gives you a bit more M&S – with reward vouchers to spend on your favourite things instore.
Apply for an M&S Credit Card
or call 0800 997 996
Important documents
M&S Credit Card Terms & Conditions
M&S Premium Club Terms and Conditions
M&S Premium Club Travel Insurance Policy Booklet
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