M&S Chargecard

A store card that makes shopping at M&S much more rewarding

M&S Chargecard – typical 23.9% APR variable

M&S Chargecard

  • M&S rewards – use your points to buy your favourite things from M&S
  • Use your card instore or online at M&S to buy anything you want
  • Up to 55 days interest free credit on all purchases and M&S Travel Money
  • No annual fee and typical 23.9% APR variable
  • Buy travel money with no cash advance or foreign exchange fees
  • Exclusive invitations to M&S cardholder events

Simple, convenient and very rewarding

You can use your M&S Chargecard for everything you buy from M&S. You also get points every time you use it – to treat yourself instore.

Apply now

More information

Apply for M&S Chargecard

Apply now

or call 0800 997 996

Important documents

You may require Adobe PDF reader to view these documents.

M&S Travel Money

Available at an M&S Bureau de Change near you.

View exchange rates

Lost or stolen card?

If you have Card Safe call us on 0800 633 5817. Otherwise, please call us immediately on 0845 900 0900.

View and compare all M&S savings rates

Rates for our current savings products and those no longer available

View Savings Rates

Rewards

Earn M&S points whenever you go shopping and spend them at M&S.

Find out about M&S Rewards