Awards and Achievements

2011

Moneyfacts

• Best Travel Insurance Provider
• Best Pet Insurance Provider

Defaqto 5 Star Rating

• M&S Car Insurance Premier Cover
• M&S Pet Insurance Premier Cover

2010

Which?

• Which? Home Insurance Recommended Provider

Moneyfacts

• Best Credit Card Provider – Introductory Rate

Intelligent Choice Awards

• Customer Service Car Insurance
• Customer Satisfaction Car Insurance
• Customer Service Home Insurance
• Customer Satisfaction Home Insurance

Defaqto 5 Star Rating

• M&S Home Insurance Premier Cover
• M&S Car Insurance Premier Cover
• M&S Pet Insurance Premier Cover
• M&S Travel Insurance Premier Cover

2009

Defaqto 5 Star Rating

• M&S Home Insurance Premier Cover
• M&S Car Insurance Premier Cover
• M&S Pet Insurance Premier Cover
• M&S Travel Insurance Premier Cover

2008

Your Money Direct awards

• Best Personal Loan Provider
• Best Online Travel Insurance Provider
• Best Credit Card Provider

2007

Which? awards

• Best Credit Card Provider

Your Money Direct awards

• Best Credit Card Provider

Morningstar Award

• High Income Fund – best UK fund in the UK Fixed Income sector over 5 Years

Lipper awards

• High Income Fund – top performing Global Bond Fund over 3 years

2006

Your Money Direct awards

• Best Credit Card Provider
• Best Online Travel Insurance Provider

Lipper awards

• High Income Fund – top performing Global Bond Fund over 3 years

Standard and Poors Awards

• High Income Fund – best UK fund in the UK Fixed Income sector over 5 Years

What Investment Readership Survey Award

• Marks & Spencer Unit Trust Management Ltd – best customer service

This information relates to the past and past performance is no guarantee of future performance.